You'll need at least $250 to open a high-yield savings account. CashBack Checking (earn up to 1% cash back on purchases).Essential Checking (get paid two days early).

Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.Īxos offers five different checking accounts, all geared toward specific needs: No monthly maintenance fees, and it only requires a $50 minimum opening account balance. With Cashback Checking, you can earn up to 1.00% cash back on all transactions that require a signature. The Bank has the right to change or cancel this program at any time. If your account is at zero at the end of your statement cycle, your accrued cash back earnings will be forfeited for that cycle and your account will be closed. If you close your account mid-cycle, your accrued cash back earning will be forfeited.

Purchases made using virtual wallets, funds transfer services, or other similar technology are not eligible. Purchases made at Super Markets, Super Stores, Grocery Stores, Wholesale Stores, Discount Stores, USPS, and financial or money transfer institutions are not eligible. Axos Bank cannot control how merchants choose to classify a transaction Axos Bank cannot guarantee a transaction will qualify. Merchants who accept Visa/MasterCard cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. Your total cash back earnings may be reported as miscellaneous income to the IRS on a 1099-MISC form. Cash back is paid in the form of a deposit to your Axos Bank CashBack Checking account. Cash back will be calculated and paid on your monthly statement cycle date. Cash back is calculated on net purchases (purchases minus returns or credits). If your average daily collected balance falls below $1,500 you will earn. Maintain a $1,500.00 average daily collected balance to earn 1.00% cash back on signature-based transaction purchases. Earn up to $2,000.00 per month in cash back on your signature-based transactions. Earn up to 1.00% cash back on signature-based transaction purchases.

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